You just purchased a new or used vehicle from a dealer. You currently do not have insurance, so you buy the required insurance from the car dealer to be able to drive off the lot in your brand new car. You are almost home put you get pulled over, you show the officer your insurance papers from the dealer but he still writes you a ticket.
More then likely this will not happen since in most cases the officer will cut you some slack since you did just purchase this vehicle.
But why can he write you a ticket if you got insurance from the car dealer?
In most cases the car dealer will only provide you with comprehensive and collision coverage. NO LIABILITY, and since liability insurance is mandated by most states, the officer has every right to give you a ticket to go along with that brand new car.
When buying a car, your bank/lien holder would like to have its investment (car purchased) insured. Liability would only be required if the vehicle is being leased so before purchasing a car, shop around and get a few quotes.
One of the easiest and fastest way to shop around is online. In most cases you just fill out a form or two, and usually within 24hrs you have at least 3 or 4 different quotes.
In many cases when speaking to an insurance company ahead of time, they will help you by faxing all necessary paperwork to the dealer ship so you can get out that lot with out having to add insurance to your financing. I'm almost sure your car salesman wont like that, but you sure will.
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